Seven Unhealthy Financial Habits to Quit Right Now

When we think of wellness, most think of their mind and body first. What about your bank account. Are you fiscally well? You may have some unhealthy financial habits you aren't even mindful of. Check out this list of seven unhealthy financial habits you need to quit right now.


Photo Credit: SavageX.com

Living for the weekend

Work on your goals so you can build a lifestyle you don’t have to escape from. Living for the weekend is short term and can become pretty pricy. Instead of weekend goals, make monthly or even quarterly goals and use those weekends to work toward them.


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Running out of money every month

Watch every dollar in and every dollar out. In an age where everything is electronic, this is simpler to do and most banking apps allow you to set alerts when you're approaching a certain balance or spend over a certain amount.


Photo Credit: SavageX.com

Worrying about what other people think

Stop being a prisoner of what other people think. Especially the opinions of those that do not, pay your bills and/or affect your life.


Not working on your goals after work

Being "too tired" after work is not an excuse. Stop working to build someone else's dreams, while yours are dwindling as time passes. Working to actively build your dreams may just build your bank account as well.


Photo Credit: SavageX.com

Keeping up with the Jones’

It’s ok to skip an outing or two. It’s also ok to inform others that you cannot afford to go. If you paid attention to number three, you’re not worried about what they think anyway. Also, when the affordability bomb is dropped, typically one of two things happens. The others either offer to pay, or cut the conversation short because they don’t want to. It’s easy to compare and contrast your life to others, FOMO may even set in but remember, you only see what they choose to show.


Photo Credit: SavageX.com

Not knowing your needs vs your wants

This is crucial. There are plenty of times we may think we are in need of something, but in all actuality, we simply want it. How can you tell the difference between the two? Ask yourself a few questions. How will your life be affected without it? Do you have something that can be used in its place for the time being? Does it fall in line with your fiscal goals?


Photo Credit: SavageX.com

Not writing your goals down

You are 42% more likely to achieve your goals if you write them down. Writing your goals down not only forces you to get clear on what, exactly it is that you want to accomplish, but doing so plays a part in motivating you to complete the tasks necessary for your success. Write it down and review it often!

We hope this list gets you closer to your goals and some of these may take some time to incorporate but remember, the journey starts with that first step. You got this! Do you have any unhealthy financial habits to quit that aren't in this article? Feel free to share them in the comments.


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Iya Thomas

Iya is the Founder and Chief Brand Officer of Shapely. Iya is committed to inspiring people of size to crush inhibitions, champion their community and live their best plus sized life! You can follow her on Instagram @cutebydefinition.

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